Understand Your FAN

Let's estimate your out of pocket costs for IUPUI



Estimated indirect costs you may pay for the entire school year


Financial aid summary

Grants / Scholarships
(free money)

Your total in (C) includes aid you are receiving as part of the Midwest Student Exchange Program or our Student Excellence Awards states

Loan options
(must be repaid)

Do you plan to accept any federal loans you've been offered?


Total out-of-pocket cost

This includes: Tuition and fees + program fees + housing & food + transportation + personal + books and supplies - loan options - grants and scholarships

Financial aid awards

Your financial aid package can include several different awards. Learn more below about the financial aid resources on your FAN.

The Pell Grant comes from the federal government and does not have to be repaid. The amount you receive is based on your Expected Family Contribution from your FAFSA and how many credits you take. Visit our Pell Grant page to learn more.

The Federal Supplemental Educational Opportunity Grant (SEOG) comes from the federal government and does not have to be repaid. The grant is given to students with exceptional financial need. The SEOG is reflected as the “Federal Supplement Grant” on your FAN. Visit our SEOG page to learn more.

IUPUI's Jaguar Excellence Awards are automatic scholarships that are awarded at the time you are admitted to IUPUI based on your high school GPA. No separate application is required, and the scholarship is renewable during your studies at IUPUI.

Initiated by Indianapolis Mayor Joe Hogsett, the Indy Achieves Promise Scholarships provides financial assistance to Marion County (IN) residents that are eligible for state financial aid (such as the Frank O’Bannon Grant or 21st Century Scholarship). The Indy Achieves Promise Scholarship is a last dollar scholarship - meaning it covers the gap between your financial aid and tuition cost.

The IUPUI Pledge Grant is a need-based award, and eligibility is determined based on the results of your FAFSA. The grant comes from IUPUI and does not have to be repaid. Visit our Pledge Grant page to learn more.

The Frank O'Bannon Grant is an Indiana state grant program that assists in-state students with the cost of a two-year or four-year degree. Eligibility for the grant is based on financial need as determined by the FAFSA. The grant may be used toward tuition and regularly assessed fees.

The 21st Century Scholars award is an Indiana state grant program that assists in-state students with the cost of a two-year or four-year degree. To qualify for the award, students must have initially met income requirements and signed up in 7th or 8th grade. As a college student, eligibility is determined based on your FAFSA. Visit our 21st Century Scholars page to learn more.

IUPUI participates in the Midwest Student Exchange Program (MSEP), a multistate tuition reciprocity program established by the Midwestern Higher Education Compact. Residents of select Midwest states who have a minimum GPA of 2.75 or higher will automatically receive our Midwest Student Exchange Program Award, which represents a 55% reduction in nonresident tuition at IUPUI. Participating states include Kansas, Minnesota, Missouri, Nebraska, North Dakota, Ohio, and Wisconsin.

Residents of Illinois, Kentucky, Michigan, and Puerto Rico may be eligibility to receive the Student Excellence Award which offers the same benefits as the MSEP program. 

Federal Work-Study (FWS) allows you to earn money through a part-time job on campus or in the local community. The money you earn from FWS won’t automatically go towards your tuition and fees, but comes to you as a bi-weekly paycheck you may use to pay for your education, personal, or other expenses.

Federal Direct Subsidized and Unsubsidized Loans are loans offered by the federal government to help students cover the cost of higher education. As the student, you are the borrower and are responsible for repaying the loan, but repayment is not required if you are enrolled at least half time (6 credit hours for undergraduates). Visit our Federal Student Loan page to learn more.

Indiana’s Child of a Disabled Veteran Program and Public Safety Officer Supplemental Grant Program, collectively known as the CVO program, provide tuition and fee assistance for some veterans and dependents of military and public safety officers, including:

  • Eligible children of disabled Indiana veterans
  • Eligible children and spouses of certain members of the Indiana National Guard killed while on state active duty
  • Eligible children and spouses of certain Indiana public safety officers killed in the line of duty

Visit the CVO page to learn more.

Alternatively there is other funding that can help maximize your financial aid package.

View other funding options

Your estimated and remaining costs

Estimated costs

Your cost of attendance (COA) is an estimate of how much one year at IUPUI will cost the average student. Your actual costs will vary based on how many credit hours you take per semester, your degree program, where you live, your travel habits, and other personal choices. You and your family can use the estimated COA to help plan for the costs associated with being an IUPUI student.

Your COA includes estimates for:

  • Tuition and fees are based on full-time enrollment for fall and spring semesters. However, your actual tuition and fees will be based on the number of credits you enroll in for each semester.
  • Room & board costs are estimated based on the housing option you reported on your FAFSA. Please note: students living on campus will be billed for a housing contract and meal plan.
  • Books and supplies are estimated based on an average cost for textbooks and related supplies for a full-time student.
  • Transportation is estimated based on data from the U.S. Department of Labor’s Bureau of Labor Statistics. Transportation expenses may include a parking pass, gas expenses, general car maintenance, and car insurance.
  • Personal costs may include the cost of clothing, recreation, medical and dental bills, and health insurance.

Cost of college after financial aid

Because of financial aid, you may not have to pay out of pocket for all of the costs of being a college student. Your FAN will help you crunch the numbers to determine what costs you might still have after your financial aid is applied. On your FAN, you’ll see an estimate of what costs might be left after any grant and/or scholarship aid you have been offered is applied and an estimate of what costs might be left when all of your financial aid is applied. Remember — your COA is only an estimate so your actual remaining costs might be less.

Students will be billed for tuition, fees, and on campus housing expenses. The other expenses can be paid using your excess financial aid (commonly referred to as a refund) or out of pocket. A really simple calculation can help you determine if you have enough aid to cover all of your expenses.

Completing federal verification

The Department of Education randomly selects some FAFSAs for an additional review process called federal verification. If you're selected, we're required to collect documentation from you to confirm the information on your FAFSA. Check your To Do List on One.IU to see what documents are required and to find important details on how to complete them. Also monitor your IU email regularly. We'll reach out to you by email if we need any additional information.